Student essentials
Bank account comparison
Compare the account conditions that matter when you study in Germany.
Checked against provider pages · 25 Oct 2026
Your situation
5 accounts match your filters
Your planned cash: €200 / month
| Provider | N26 | C24 | DKB | ING | Deutsche Bank |
|---|---|---|---|---|---|
| Account | Standard | Smart | Girokonto | Girokonto | Das Junge Konto |
| Monthly fee | €0 / month | €0 / month | €0 / month | €0 / month | €0 / month |
| Card | Free virtual card | C24 Mastercard | Visa Debit included | Visa Debit included | Deutsche Bank Card (Debitkarte) |
| Cash | Monthly ATM withdrawals included; check the current allowance | 4 free withdrawals / month | Euro withdrawals included; worldwide with Active status | Free at Visa ATMs in Germany and euro countries from €50 | Free cash withdrawals in Germany and abroad for eligible customers |
| Open | Online in minutes | Online account opening | Online application | Online banking and app | Online, app, or branch support |
| Check | Eligible country and residence requirements | Verification documents and current cash terms | €700 monthly incoming for Active status after the initial period | €1,000 monthly incoming or under-28 status | Student, trainee, pupil, or federal volunteer status; up to age 30 |
| Official terms | N26 terms | C24 terms | DKB terms | ING terms | Deutsche Bank terms |
Conditions can change. Confirm your residence eligibility, identity documents, card costs, and cash-withdrawal limits with the provider before opening an account.
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